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The FinTech fraud fight: Detecting the wolves in sheep’s clothing
The history of frauds dates back to well before the birth of Christ. It seems to have been as omnipresent as the Holy Spirit, one might argue that the…
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Rajat Deshpande
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Negative interest rates — logically absurd or mathematically genius?
All financial institutions such as banks, insurance companies, pension funds were all invented and structured on one assumption — positive interest…
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Rajat Deshpande
What separates victors of war from losers? Credit!
I have, for long, believed that war has finally lost its appeal. Clearly, I couldn’t have been more wrong, for Russian forces are rampaging Ukrainian…
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Rajat Deshpande
Credit is older than money. Yes, really.
Credit history is much talked about, but what about the history of credit — something that’s in all likelihood as old as human history itself. The idea…
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Rajat Deshpande
LIC: The rare blue diamond?
The mother of all listings — the LIC IPO — is just around the corner. Last week, LIC filed Draft Red Herring Prospectus with SEBI, seeking approval for…
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Rajat Deshpande
The curious case of disappearing bank branches
Will clicks take over bricks?
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Rajat Deshpande
Can digital credit finally light up this Diwali?
This Diwali, Indians will revenge spend. Who’s up for funding it?
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Rajat Deshpande
Can every company really become a Fintech?
Yes, if they don't reinvent the wheel
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Rajat Deshpande
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